This post definitely needs to go under the heading of “Are you fucking kidding me?” because I just learned that in some states (Idaho being one of them), insurance companies can deny you coverageif you are a victim of domestic violence because it is a pre-existing condition. I read this article and I thought I was going to have an apoplexy right here at my desk.
In my mind, perhaps predictably, this is tied up with the ongoing situation with Hannah, and it makes me even more angry. My daughter was the victim of a crime, but I was billed for the required interview with the police to decide whether or not charges would be filed. CF was ordered to undergo a psycho-sexual evaluation which is paid for through the State. Hannah was denied continued counseling because she “used up” her allowed hours for mental health services, but CF will be given five years of strictly supervised probation in addition to whatever treatment is deemed appropriate by the court-at the expense of the state, minus his $50/month Cost of Supervision fee. Hannah very well may need therapy as she matures and faces different things in her life, but the way things are going she very well may be denied the help she needs simply because she was the victim of a crime. CF will never be denied any kind of coverage because 1. he is part of a group health plan paid for by his employer, 2. he is a veteran, 3. he will soon qualify for Medicare and 4. he might possibly be a good candidate for rehabilitation and therefore will be given as many opportunities as he will take (though between you and I, I don’t believe that fucking child molesters CAN be rehabilitated).
I have seen this with Hannah, that she regrets having reported the crime at all, regrets us having filed a police report. I hope that in time she will think differently, but God knows I can’t and don’t blame her for feeling that way. So far, the only thing she has learned was a lesson that I don’t think the justice system intended: Don’t Report a Sexual Crime. Now, with this stuff coming to light (and how many people knew of this? Really? Because I consider myself fairly knowledgeable about varying health care issues and I had no idea that this was EVEN a possibility!), I think that more and more women who are being abused will simply stop telling anyone. Not only is the victimized by her abuser, she is also victimized by the justice system; now she has to worry that if she reports the incident of domestic violence to the police, it will mean that she may be denied coverage for any injuries sustained as the result of said violence. Again, are you fucking kidding me?
Also, and I believe this to be true anywhere, it is still such a struggle to bring Domestic Violence into the light and hold abusers accountable that this kind of shit simply gives abusers the faulty idea that this is still very much okay. In the twisted thinking of abusers, the repeated injustice toward the VICTIM simply reaffirms that what *they* are doing/have done isn’t all that bad. From an ankle monitor to a slap on the wrist, abusers can and do get away with being violent every single day, while the victims truly don’t have any recourse. Now, not only is there little to no legal recourse, in some states these women can’t even have fixed the cheekbone he broke, much less the mental anguish caused by abusers.
I am still so mad that I am shaking. I live in one of these states, folks. I also recently joined the ranks of the insured through and employer-provided health care plan. This means that if I became a victim of domestic violence, I would have to choose between filing a police report or going to the doctor; why should anyone have to make that kind of a choice? Why couldn’t the insurance company just go on ahead and pay the claims, then go after the son-of-a-bitch who caused the damages in the first place? God. What a nightmare.
There you are, soapbox #753. I got more, believe me, but for now, I need to rough-draft a couple of letters to our lovely Idaho Representatives, and I clearly need to calm down before I do it. For some reason, I don’t think they would appreciate being asked,”What the fuck are you thinking, you dumbass?”